Helping Federal Employees Retire with Clarity and Confidence
Independence Benefits helps federal employees understand every part of retirement — from your FERS pension and TSP strategy to FEGLI, survivor benefits, and Social Security.
Get personal, pressure-free guidance and a clear retirement roadmap built around your career, your benefits, and your goals.
Expert Guidance for Your Federal Retirement and Benefits
From retirement planning to maximizing your federal benefits, our specialists help you navigate FERS, TSP, FEHB, and more—so you can retire with confidence and clarity.
Retirement Planning for Federal Employees
Navigating federal retirement can be complex, but you don’t have to do it alone. At Independence Benefits, we specialize in helping federal employees maximize their retirement benefits, including FERS, Social Security, and the Thrift Savings Plan (TSP). Our experts provide personalized strategies to ensure you retire on your terms with financial security and peace of mind.
Retirement Webinar Preview
Curious about how to make the most of your federal retirement benefits? Watch our webinar preview for an inside look at the strategies and insights we share with federal employees just like you. From understanding FERS and TSP to optimizing your healthcare and life insurance options, this sneak peek gives you a valuable head start. Whether you’re planning ahead or nearing retirement, see how expert guidance can make all the difference in securing your financial future.
Maximizing your Federal Employee Benefits
Your federal benefits are among the best in the nation—if you know how to use them. Our team conducts in-depth benefits analyses to help you understand and optimize your FEHB, FEGLI, FERS, and other critical programs. Whether you’re preparing for retirement or ensuring your family’s financial well-being, we provide tailored solutions to help you get the most from what you’ve earned.
Hear From Our Clients
Federal LEO
“I was overwhelmed by all the options for my benefits, but Independence Benefits walked me through every step. Their advice saved me thousands when I had to miss work due to a surgery and gave me a clear path to retirement!”
John H.
“When I couldn’t get help from HR, Chris actually helped me understand my federal benefits. He helped me maximize my pension with a 10% bonus and get my TSP set up, and now I feel confident about retiring earlier than I thought I could.”
Postal Employee
“This isn’t just another agency. Chris and Ally genuinely care about your future and financial goals and go above and beyond to make sure you understand all of the options available to you. I wouldn’t trust anyone else with my retirement planning!”
GSA Employee
“I had no idea how my FERS pension, Social Security, and TSP worked together until I met with Independence Benefits. They broke everything down in a way that finally made sense. I feel so much more confident about my retirement now!”
Note: Testimonials are based on real client experiences. Names may be changed for privacy. Individual results may vary.
Understanding the Basics of Federal Employee Benefits and Retirement
Understanding the FERS Minimum Retirement Age (MRA)
What It Means, What It Allows, and What to Watch Out For If you’re a federal employee under the FERS system, one of the most important milestones in your retirement
What Happens After You Submit Your Federal Retirement Application?
You’ve done it. After years of federal service, you’ve submitted your retirement application to HR — the SF 3107, the FEGLI election form, your last leave statement — all neatly
Federal Employee Retirement and Medicare: What You Need to Know
If you’re a federal employee approaching retirement, Medicare can be one of the most confusing pieces of your benefits picture. Between your existing FEHB coverage and new eligibility for Medicare
What Happens to Your Unused Sick and Annual Leave When You Retire from Federal Service?
If you’re a federal employee preparing to retire, you might be wondering what happens to all the sick leave and annual leave you’ve built up over the years. Will you
Retiring from Federal Service? Here’s How We Make the Process Easy.”
If you’re nearing retirement from federal service, you’ve likely already realized: the process isn’t simple. From calculating your FERS pension to understanding your survivor benefits, navigating TSP withdrawals, FEGLI options,
What Happens to FEGLI in Retirement?
As a federal employee, you’ve likely relied on the Federal Employees’ Group Life Insurance (FEGLI) program throughout your career. But what happens to your coverage when you retire? This blog
Your Federal Retirement Roadmap (Free Copy)
Enter your Name email and phone number for a free copy of your Retiring From Service Handbook